Derby
Here's what it actually costs to live in Derby each month: the ongoing bills, not the one-off moving faff. Every figure shows where it came from.
National rank
88th cheapest of 318
At £1,330/mo (renter view), Derby is cheaper than 73%of all areas in England & Wales.
£339/mo less than the sample average
What's in that number
The detail
Rent
ONS — Price Index of Private Rents, UK: monthly price statisticsas of 2026-04
Council tax
See all bands (A–H)Hide bands
| Band A | £121.99/mo |
| Band B | £142.32/mo |
| Band C | £162.65/mo |
| Band D (headline) | £182.98/mo |
| Band E | £223.64/mo |
| Band F | £264.30/mo |
| Band G | £304.97/mo |
| Band H | £365.96/mo |
MHCLG — Council Tax levels set by local authorities in England (Table 10)as of 2025-26
Energy
Octopus Energy 'Flexible' tariff (tracks the Ofgem price cap) + Ofgem TDCV (medium)as of 2026-06
Water
Water UK / CCW: average household billas of 2025-26
Broadband
Ofcom — Connected Nations 2024 (coverage) + representative UK package priceas of 2024-07
Insurance
IndicativeConfused.com/WTW (car) & ABI (home): regional averagesas of 2026-Q1
How Derby compares
Where the money goes versus the average area. This is what makes Derby cheaper or dearer than the typical place.
Each bar is Derby’s bill versus the average area (the centre line). Green sits below average, coral above. Renter view, per month.
Council tax in Derby
We headline Band D, but here’s every band so you can find yours.
Council tax by band
Derby City
| Band | Per month | Per year |
|---|---|---|
| Band A | £122 | £1,464 |
| Band B | £142 | £1,708 |
| Band C | £163 | £1,952 |
| Band DHeadline | £183 | £2,196 |
| Band E | £224 | £2,684 |
| Band F | £264 | £3,172 |
| Band G | £305 | £3,660 |
| Band H | £366 | £4,392 |
Live on your own? You get a 25% single-person discount off these figures. Bills are normalised to a true monthly (annual ÷ 12); many councils actually spread them over 10 instalments.
Over time
How the big two have moved in Derby. Drag across a chart to read any month; switch the range with the buttons.
Average rent: +56% over Jan 2016–Apr 2026
Jan 2016: £545.00/mo; Feb 2016: £546.00/mo; Mar 2016: £546.00/mo; Apr 2016: £546.00/mo; May 2016: £548.00/mo; Jun 2016: £551.00/mo; Jul 2016: £553.00/mo; Aug 2016: £555.00/mo; Sep 2016: £558.00/mo; Oct 2016: £560.00/mo; Nov 2016: £562.00/mo; Dec 2016: £564.00/mo; Jan 2017: £567.00/mo; Feb 2017: £569.00/mo; Mar 2017: £571.00/mo; Apr 2017: £572.00/mo; May 2017: £572.00/mo; Jun 2017: £573.00/mo; Jul 2017: £574.00/mo; Aug 2017: £575.00/mo; Sep 2017: £576.00/mo; Oct 2017: £577.00/mo; Nov 2017: £581.00/mo; Dec 2017: £586.00/mo; Jan 2018: £590.00/mo; Feb 2018: £590.00/mo; Mar 2018: £590.00/mo; Apr 2018: £591.00/mo; May 2018: £593.00/mo; Jun 2018: £595.00/mo; Jul 2018: £596.00/mo; Aug 2018: £596.00/mo; Sep 2018: £597.00/mo; Oct 2018: £598.00/mo; Nov 2018: £601.00/mo; Dec 2018: £602.00/mo; Jan 2019: £603.00/mo; Feb 2019: £603.00/mo; Mar 2019: £604.00/mo; Apr 2019: £604.00/mo; May 2019: £604.00/mo; Jun 2019: £605.00/mo; Jul 2019: £607.00/mo; Aug 2019: £608.00/mo; Sep 2019: £609.00/mo; Oct 2019: £611.00/mo; Nov 2019: £613.00/mo; Dec 2019: £614.00/mo; Jan 2020: £613.00/mo; Feb 2020: £612.00/mo; Mar 2020: £612.00/mo; Apr 2020: £613.00/mo; May 2020: £614.00/mo; Jun 2020: £615.00/mo; Jul 2020: £616.00/mo; Aug 2020: £619.00/mo; Sep 2020: £622.00/mo; Oct 2020: £625.00/mo; Nov 2020: £628.00/mo; Dec 2020: £630.00/mo; Jan 2021: £632.00/mo; Feb 2021: £635.00/mo; Mar 2021: £638.00/mo; Apr 2021: £641.00/mo; May 2021: £644.00/mo; Jun 2021: £645.00/mo; Jul 2021: £648.00/mo; Aug 2021: £649.00/mo; Sep 2021: £652.00/mo; Oct 2021: £654.00/mo; Nov 2021: £657.00/mo; Dec 2021: £661.00/mo; Jan 2022: £665.00/mo; Feb 2022: £669.00/mo; Mar 2022: £672.00/mo; Apr 2022: £674.00/mo; May 2022: £675.00/mo; Jun 2022: £678.00/mo; Jul 2022: £682.00/mo; Aug 2022: £678.00/mo; Sep 2022: £674.00/mo; Oct 2022: £670.00/mo; Nov 2022: £673.00/mo; Dec 2022: £676.00/mo; Jan 2023: £678.00/mo; Feb 2023: £680.00/mo; Mar 2023: £681.00/mo; Apr 2023: £683.00/mo; May 2023: £685.00/mo; Jun 2023: £687.00/mo; Jul 2023: £690.00/mo; Aug 2023: £694.00/mo; Sep 2023: £701.00/mo; Oct 2023: £709.00/mo; Nov 2023: £718.00/mo; Dec 2023: £724.00/mo; Jan 2024: £728.00/mo; Feb 2024: £732.00/mo; Mar 2024: £737.00/mo; Apr 2024: £742.00/mo; May 2024: £748.00/mo; Jun 2024: £754.00/mo; Jul 2024: £761.00/mo; Aug 2024: £766.00/mo; Sep 2024: £772.00/mo; Oct 2024: £782.00/mo; Nov 2024: £793.00/mo; Dec 2024: £805.00/mo; Jan 2025: £813.00/mo; Feb 2025: £819.00/mo; Mar 2025: £826.00/mo; Apr 2025: £831.00/mo; May 2025: £836.00/mo; Jun 2025: £840.00/mo; Jul 2025: £837.00/mo; Aug 2025: £835.00/mo; Sep 2025: £832.00/mo; Oct 2025: £835.00/mo; Nov 2025: £837.00/mo; Dec 2025: £840.00/mo; Jan 2026: £843.00/mo; Feb 2026: £844.00/mo; Mar 2026: £847.00/mo; Apr 2026: £849.00/mo
ONS Price Index of Private Rents · monthly
Median house price: +56% over Mar 2013–Mar 2023
Mar 2013: £125,000; Jun 2013: £125,000; Sep 2013: £125,000; Dec 2013: £129,950; Mar 2014: £129,950; Jun 2014: £130,268; Sep 2014: £134,000; Dec 2014: £134,950; Mar 2015: £135,725; Jun 2015: £136,000; Sep 2015: £136,500; Dec 2015: £138,000; Mar 2016: £139,000; Jun 2016: £142,000; Sep 2016: £143,000; Dec 2016: £143,500; Mar 2017: £145,000; Jun 2017: £145,000; Sep 2017: £145,430; Dec 2017: £147,500; Mar 2018: £147,500; Jun 2018: £149,950; Sep 2018: £154,950; Dec 2018: £155,975; Mar 2019: £159,950; Jun 2019: £165,000; Sep 2019: £165,000; Dec 2019: £170,000; Mar 2020: £170,000; Jun 2020: £170,000; Sep 2020: £170,000; Dec 2020: £173,000; Mar 2021: £181,000; Jun 2021: £186,000; Sep 2021: £187,000; Dec 2021: £187,500; Mar 2022: £186,000; Jun 2022: £185,000; Sep 2022: £190,000; Dec 2022: £195,000; Mar 2023: £195,000
ONS HPSSA · median price paid · year-ending quarterly
Towns & areas in Derby
The 18 wards that make up Derby. Shade the map by real gigabit-broadband availability or by the estimated cost of buying here (each ward's median house price → a mortgage estimate). Council tax, energy and water are set across the whole of Derby; it's broadband, rent and house prices that shift street to street. Hover any ward for the detail, or click through to its own page.
Your council
Derby City
The people you'll actually be dealing with. Straight to the bits that matter:
Nearby areas
Difference is vs Derby's £1,330/mo (renter view).
Derby: common questions
How much does it cost to live in Derby?
The estimated ongoing cost of living in Derby is around £1,330 a month for a renter, or about £1,796 a month if you're buying. That covers rent or a typical mortgage, council tax, energy, water, broadband and indicative insurance.
How much is council tax in Derby?
Band D council tax in Derby works out at roughly £183 a month (£2,196 a year), set by Derby City. If you're the only adult in the property you get a 25% single-person discount.
What is the average rent in Derby?
The average private rent in Derby is about £849 a month across all property sizes, based on the latest ONS Price Index of Private Rents.
Is Derby an expensive place to live?
Derby is the 88th cheapest of 318 local authorities in England & Wales by total monthly cost, which makes it cheaper than 73% of them.
No surprises, promise.
These are estimates, not quotes. Real figures vary by property and provider. We show our sources so you can check our working.